Buy to Let
Since the late 90s, Buy to Let (BTL) mortgages have increasingly been available in the UK. Previously, such purchases had to be made without resource to borrowing, or maybe with an element of commercial finance. After the financial crash of 2007/8, lenders are now becoming more confident with this market, and loans are more readily available. As with all investments, the investor really needs to be aware of what is being taken on. Rental yields, prospect of capital growth, void periods, and rental arrears all need to be considered and fully evaluated.
Most of our advisers have personal experience in this marketplace, and can give clients the benefit of their first-hand knowledge. Unlike residential loans, BTL mortgages are not currently regulated by the Financial Conduct Authority, but here at Atlantic Coast Associates we believe they need the same care and attention as any other mortgage. Your adviser will ensure that you understand not just the benefits of letting property, but the pitfalls as well. In other words, we don’t just get the mortgage; we assist you in setting-up your BTL business. Remember, give us a call, drop us an email, or press ‘contact’ and your BTL expert will be with you soon. You may even get an experienced landlord!